You run toward what everyone else runs from. Let’s make sure your family has a plan that holds — on duty and off.
Firefighters face elevated risks — including occupational cancer — that ordinary coverage ignores. Pension and department benefits help, but they typically don’t follow you into retirement or cover the full picture.
We help you secure portable life coverage plus supplemental protection like cancer insurance, so a diagnosis or accident doesn’t become a financial crisis for your family.
For career and volunteer firefighters, EMS, and their families who want coverage that lasts beyond the job.
Apply in minutes. Coverage begins after approval and first payment.
Get a quote and apply with a licensed agent in one quick call.
Free, no-pressure virtual appointment on your schedule.
Request a free info kit and apply from home, at your own pace.
Cancer is a leading cause of line-of-duty death. What it means for your coverage.
Read →What presumptive laws cover, the gaps, and why they aren’t life insurance.
Read →The three gaps in department and pension life insurance.
Read →PSOB, pensions, union benefits — and the gaps families hit.
Read →Why department coverage ends when you retire — and how to keep yours.
Read →How to choose the right mix of coverage for the job.
Read →Rookie to retirement: the right move at every stage.
Read →What your IAFF benefits include — and where they stop.
Read →Protect the whole family — spouse and children too.
Read →Keep your family in the home, no matter what.
Read →Same risks, far less coverage. How volunteers close the gap.
Read →What your department actually provides — and what it doesn’t.
Read →Firefighters face higher occupational cancer rates. Cancer insurance pays cash directly to you on a covered diagnosis, helping with treatment, travel, and lost income on top of health coverage.
Many plans use a simple yes/no health application with no exam. A licensed agent will tell you exactly what applies to you.
Coverage is individual and portable — it stays with you even if you change departments, employers, or retire. Some benefits may tie in with union or association programs; an agent can explain.
Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.
A licensed agent will reach out shortly. Meet Justin →