Privacy Policy
Last updated: August 2, 2026
United Trust Life ("we," "us," or "our") respects your privacy. This policy explains what information we collect when you use unitedtrustlife.com (the "Site"), how we use it, and the choices you have. By using the Site, you agree to this policy.
Information you give us
If you submit a quote request or contact form, we collect the information you enter — typically your name, email, phone number, and state, plus any details you add. We use this only to respond to you about life and supplemental insurance and to follow up on your request. We do not require you to provide sensitive information (such as Social Security numbers or health records) through the Site.
Our calculators and tools
Our calculators (coverage-needs, survivor income, funeral cost, cost-of-waiting, term-vs-whole, and similar) and any downloadable worksheets are designed to run locally in your browser. The figures you enter are not saved by us and are not sent to our servers. Downloadable forms (such as the Family Coverage Organizer) are blank templates for you to print and fill out yourself — we do not collect anything you write on them.
Information collected automatically (analytics & cookies)
Like most websites, we use analytics services to understand how visitors find and use the Site so we can improve it. These services use cookies and similar technologies to collect standard technical data such as pages viewed, approximate location (city/region), device and browser type, referring source, and on-page interactions like clicks and scrolling. Specifically, we use:
- Google Analytics 4 — aggregate traffic, sources, and conversion measurement. See Google's Privacy Policy.
- Microsoft Clarity — heatmaps and session insights that show how pages are used. Clarity automatically masks text you type and other sensitive content by default. See Microsoft's Privacy Statement.
We use this data in aggregate to improve the Site's content and usability. We do not use it to identify you personally.
Your choices
- Cookies: You can set your browser to refuse or delete cookies. The Site still works without them.
- Google Analytics opt-out: Install Google's opt-out browser add-on.
- Do Not Sell/Share: We do not sell or share your personal information for cross-context behavioral advertising. Residents of California and other states with privacy laws may request access to, correction of, or deletion of their personal information by contacting us below.
- Marketing: If we contact you about your request, you may opt out at any time by replying or asking to be removed.
How we share information
We do not sell your personal information. We share it only as needed to serve you: with the licensed insurance carriers we represent (Globe Life and American Income Life) when you request a quote or apply; with service providers who help us operate the Site and process form submissions on our behalf; and when required by law.
Data retention & security
We keep the information you submit only as long as needed to assist you and to meet legal and recordkeeping obligations, then delete or de-identify it. We use reasonable administrative and technical safeguards to protect it, though no method of transmission over the internet is 100% secure.
Children's privacy
The Site is intended for adults. We do not knowingly collect personal information from anyone under 18. If you believe a child has provided information, contact us and we will delete it.
Changes to this policy
We may update this policy from time to time. Changes take effect when posted, with an updated "Last updated" date above.
Contact us
Questions or requests about your information? Email justcrow4@gmail.com or use the contact form on our Meet Justin page.
United Trust Life is an independent insurance agency offering coverage through our A+ rated carrier partners, Globe Life and American Income Life. This page is general information about our privacy practices and is not legal advice.