An extra layer of protection that pays a cash benefit if a covered accident takes a life.
Accidents are a leading cause of death for working-age adults. Accidental death coverage pays an additional tax-free benefit to your family if you pass away from a covered accident — on top of any other life insurance you carry.
It’s an affordable way to add a meaningful safety net, often with simple qualification.
Working adults — especially those in physically demanding or higher-risk jobs — who want added protection at a low cost.
Apply in minutes. Coverage begins after approval and first payment.
Get a quote and apply with a licensed agent in one quick call.
Free, no-pressure virtual appointment on your schedule.
Request a free info kit and apply from home, at your own pace.
Many of our plans use a simple yes/no health application with no medical exam. Some coverage amounts may require additional questions, and a licensed agent will tell you exactly what applies to you.
Once your application is approved and your first payment is made, coverage can begin right away. A licensed agent walks you through every step.
Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.
A licensed agent will reach out shortly. Want to grab a time now? Meet Justin →