United Trust Life — Independent agent for Globe Life & American Income Life · 100% virtual, no pressure
Coverage / Medicare Supplement
Medicare Supplement

Medicare Supplement Insurance

Cover the gaps Original Medicare leaves behind — deductibles, copays, and coinsurance.

$1.88B
Paid in claims · 2025
$1.06B
Life insurance claims
$822M
Supplemental health claims
Based on 2025 financial data from our A+ rated carrier partners, Globe Life & American Income Life.
What it is

Fill the gaps Medicare leaves.

Original Medicare doesn’t cover everything — deductibles, copays, and coinsurance can add up fast. A Medicare Supplement (Medigap) plan helps pay those out-of-pocket costs, giving you more predictable healthcare expenses and freedom to see any doctor that accepts Medicare.

A licensed agent helps you compare plans and find the right fit for your health and budget.

Who it’s for

Medicare-eligible adults who want predictable costs and the freedom to choose their own doctors.

Age 65+Turning 65RetireesSnowbirds
Why it matters

What this coverage does for you.

Several ways to apply

Get covered the way that works for you.

Online

Apply in minutes. Coverage begins after approval and first payment.

By phone

Get a quote and apply with a licensed agent in one quick call.

With an agent

Free, no-pressure virtual appointment on your schedule.

By mail

Request a free info kit and apply from home, at your own pace.

Questions, answered

Medicare Supplement Insurance FAQ

When should I enroll?+

Your best window is the 6 months starting when you turn 65 and enroll in Part B. A licensed agent can explain your timing and options.

Do I need a medical exam?+

Many of our plans use a simple yes/no health application with no medical exam. Some coverage amounts may require additional questions, and a licensed agent will tell you exactly what applies to you.

How fast can coverage start?+

Once your application is approved and your first payment is made, coverage can begin right away. A licensed agent walks you through every step.

Free quote

Get your Medicare Supplement Insurance quote.

Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.

  • Free and no-obligation
  • 100% virtual, on your schedule
  • Backed by A+ rated carriers

By submitting you agree to be contacted about coverage. We respect your time — no spam.

Request received.

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