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Our Partners Are Hiring · Remote Sales Surace Smith & Partners Organization · 2026 Hiring Class

You weren't builtto be capped.

Discipline. Drive. The refusal to settle for average — whether you built it on a field, in the gym, or just grinding for more than a 9-to-5 will ever pay you. We're hiring driven, competitive people for remote sales, and paying them on what they actually produce. No salary cap. No ceiling.

Apply Now See if you've got it
Surace Smith & Partners Organization virtual sales — company overview video
▶
2026 Class
Watch · 7-min company overviewSee exactly how this works
100%
Commission · uncapped
0
Experience required
Remote
Compete from anywhere
A+
Backed by Globe Life
★ A+ BBB-rated carrier
Backed by Globe Life
Trusted by unions & first responders
100+ agents · Surace Smith & Partners Organization
100% remote
The Trap

The 9-to-5 wasn't built for people like you.

You already know the feeling. You outwork the room, hit every number, stay late — and the paycheck doesn't move an inch. The person next to you coasts and takes home the same thing. Effort in, nothing out. For someone wired to compete, that's slow torture.

The gym taught you the opposite lesson: you get out exactly what you put in. More reps, more results. Here's the truth nobody tells driven people — you don't have a work-ethic problem. You have an arena problem. You just need somewhere that finally pays you for the way you already operate.

"Give a competitor a scoreboard and a reason, and they'll out-work a whole room of people who clock in for the minimum."
First, The Work

Let's be clear — this is a job.

A real one. Phones, laptops, real conversations, real clients. The kind of work that rewards reps and punishes excuses. Nobody's handing you anything — you earn every inch. That's the part most people can't hack. You're not most people.

The Scouting Report

Why athletes run this.

PROSPECT EVAL // TRAIT TRANSFER
REMOTE SALES · 2026 HIRING CLASS
01 / DISCIPLINE
You're in the gym at 6 a.m. when nobody's making you
↓ becomes ↓
Daily reps that compound into income. The people who win here aren't the most talented — they're the ones who do the boring work every single day. Sound familiar?
02 / COACHABILITY
You'll take hard feedback if it makes you better
↓ becomes ↓
A mentor who's already where you want to be — running your reps with you, fixing what's broken, and shrinking the learning curve from years to weeks.
03 / COMPETITIVENESS
You keep score even when nobody else is
↓ becomes ↓
A real leaderboard. Your numbers, ranked, every week. No politics, no seniority — production talks. What you produce is what shows up on the board.
04 / RESILIENCE
You've been knocked down and come back harder
↓ becomes ↓
You'll hear "no" more than you're used to. Most people quit. Competitors don't — they know the one "yes" is on the other side of the grind.
05 / TEAM
You'd rather win with a team than grind alone
↓ becomes ↓
This isn't a cubicle and a manager. It's a roster. You plug into Surace Smith & Partners Organization — the 100+ agent team behind Surace Smith & Partners Organization that trains together, climbs together, and celebrates every win together. A program, not a payroll.
No Smoke. The Real Thing.

What you'd actually be doing.

You'd be a licensed life-insurance agent serving first responders, veterans, and union families — people who run toward danger for a living and want to know their families are covered if the worst happens. That's the mission. It matters.

It's virtual: phone, video, your laptop. It's 1099 commission — no salary, no cap, and nobody handing you anything. You bring the work ethic; we hand you the training, the leads, the proven scripts, and a coach who's already done it — plus a 100+ agent team (Surace Smith & Partners Organization) in your corner from day one.

// You'll need a state life-insurance license. No degree or experience required — we walk you through getting licensed before you ever talk to a client. This is an independent-contractor role; you're building your own thing.

Then, The Life

Put in the reps. This is what they buy.

Nobody here is selling you a beach chair and a dream. But the people who do the work — really do it — build a life on their own terms. Their schedule. Their ceiling. Their crew. This isn't a fantasy. It's a finish line for the ones who earn it.

United Trust Life team celebrating on a yacht
The CrewWin together, ride together
Crew at an upscale rooftop dinner
The WinsCelebrate every close
Working remotely from a tropical villa
The FreedomYour office, anywhere
Don't take our word for it

Meet your future coaches & teammates.

Real agents on our team — same leads, same training, same playbook you'd step into. And when we get together, it looks like this.

Surace Smith & Partners team event recap
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Event Recap · DLS 2026Surace Smith & Partners
★★★★★
Jim Surace — Coach testimonial
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Jim Surace
Coach
★★★★★
Marcus Smith — Coach testimonial
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Marcus Smith
Coach
★★★★★
Matt Parks — Coach testimonial
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Matt Parks
Coach
★★★★★
Arturo — Teammate testimonial
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Arturo
Teammate
★★★★★
DJ — Teammate testimonial
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DJ
Teammate

// Real agents. Real stories. Tap any card to watch.

Read the coaches’ stories
Jim SuraceCoach · Business Owner · AO of the Year 2006 & 2008+

James Surace was in real estate before joining American Income Life Insurance Company. When the real estate market softened, James seized the AIL opportunity. He was attracted to American Income Life because of the leads made available — giving agents places to go and reasons to be there.

His first year with AIL, James was runner-up for Agent of the Year. He was promoted to Business Owner his second year with the company and was so successful he built his own 12,000-square-foot office building. He was the AO of the Year in 2006 and 2008, and is proud that 10 other Business Owners have been promoted out of his office.

"This position has allowed me to fulfill a purpose greater than myself and given me an income that will extend to impact generations. It’s an amazing position of influence where you build riches while changing the world through improving lives. Life insurance is the only product people can buy that can take care of those they love most if they’re not there to do it."

To those considering a career move, James says: "My advice is to get in the AIL door as quickly as you can. With AIL, I can live out my purpose 24/7 — my interests, hobbies, and mission in life are impacting people’s lives in a positive way, to serve people."

AIL has given James the opportunity to serve through his personal and financial involvement with organizations like the Jesus Film Project, City Mission, LOVE INC., his local church, Across Borders, Love Mercy Organization, the All-School Assembly Program, Lighthouse Ministries, and the YMCA.

Marcus SmithCoach · With AIL since age 19 (2001)+

Marcus Smith started with the company in September 2001. He was an intern at a small business college and had to complete an internship. At the time he had interviews with three different business owners, and was recommended to interview with Jim Surace, who owned the business in Ohio. During that interview — even though he’d never heard of American Income Life — he was blown away by Jim’s character and what he’d accomplished with AIL.

Marcus was excited about what American Income Life was doing with labor unions, credit unions, and associations. Working with blue-collar and working-class families was a background he was familiar with and had a passion to serve. He asked Jim if there were any intern positions open, started in the North Royalton, Ohio office, and loved it. "Luckily for me, I did a decent enough job at the internship to be given a full opportunity to stay. So I’ve been with AIL since I was 19 years old," he says.

"The way I came aboard American Income Life was a little unique, but through that interview, I really wanted in. I really wanted what they had."

Matt ParksCoach · Finance, Kent State · Multiple-time top Company leader+

Matt Parks majored in finance at Kent State University and earned his Bachelor of Science in 2003. He worked as a consultant for a risk-management firm until 2009, when he made the transition to American Income Life (AIL).

"I was drawn to American Income Life when I saw my younger brother excelling at AIL…" Matt recalls. "What’s been most rewarding is that after hitting my own goals, I’m able to help others do the same. My greatest accomplishment has been being recognized multiple times as a top company leader at our annual Convention. If I could start over, I’d have thought bigger sooner. If you’re considering a sales or leadership position, have a great attitude, give 100% effort, be a coachable player, and operate with integrity."

"Our business creates amazing opportunities for people to develop themselves and their careers while removing financial concerns," he states. "Our products help families at one of the worst times in their lives — when everyone else is sending them bills, American Income Life is the company that sends them a check."

In his free time, Matt reads, works out, and enjoys his family. "I love sports — basketball, football, golf, fitness — and spending time with my family. I’m also involved with charities that help children and fund cancer research," he says.

From Tryout to Starter

How the season runs.

01
Apply

The Call

Apply below. A team lead hops on a quick call to see if you've got the competitive wiring. No pitch, no pressure.

02
Training Camp

Get Licensed

We guide you through your state license and put you through real training. This is where the playbook gets installed.

03
Rookie Season

First Reps

First clients, first commissions, first wins on the board. Your coach is in your corner the whole way.

04
Starter

Build Your Roster

Stack reps, climb the leaderboard, and — when you're ready — start leading and drafting your own team.

The Ceiling

Most jobs cap you on day one.This one never does.

There's no bench, no politics, and no ceiling someone else sets for you. You advance by producing — and the path keeps climbing as far as you're willing to take it.

Agent
your reps, your board
Leader
coach the rookies
Manager
build a roster
Owner
run the program

Income is 100% commission-based and is not guaranteed. Earnings depend entirely on individual effort, skill, and results, and vary significantly from person to person. This is an independent-contractor opportunity. A valid state life-insurance license is required to sell.

Straight answers

Questions, handled.

Do I need sales experience?+

No. Most of our team started with zero sales experience. You get a proven, word-for-word presentation plus daily training and a coach in your corner — coachability and work ethic matter far more than a résumé.

Is this commission-only?+

Yes — it's a 1099, commission-based role with no income cap. That's what makes the upside real, but it also means earnings aren't guaranteed and vary from person to person based on effort, skill, and consistency.

How do the leads work?+

You're given access to warm leads — families who already requested information about coverage, often through their union or organization. No cold calling, no door knocking, no buying your own leads.

Do I need a license?+

Yes, a state life-insurance license is required to sell. No degree or prior experience needed — we walk you through getting licensed before you talk to a client. Most people finish in about two weeks.

What does getting licensed cost me?+

United Trust Life pays 75% of your pre-licensing course. You pay the remaining 25%, plus the fees your state charges: the exam fee, fingerprinting, and the state license application fee. None of that state-side money comes to us — it goes to your state or its testing vendor. State fees vary, so check your state Department of Insurance for exact figures. See the full breakdown.

Can I really work remote?+

Yes, 100%. All you need is a laptop, a phone, and internet. Our agents run their week from home or anywhere they want.

Who's the company?+

You'd represent Globe Life / American Income — an A+ BBB-rated carrier that works with unions and organizations across the country, serving first responders, veterans, and working families.

What are vested renewals?+

Beyond the upfront commission, each policy can pay you recurring renewal income for as long as the policyholder keeps their coverage active — income that builds on top of new sales over time.

How fast can I start earning?+

Many new agents make their first sale within the first few weeks. We hand you the leads, the script, and the training — so the main variable is your effort.

No surprises

What getting licensed actually costs.

Every state requires a life-insurance license before you can sell. Getting it is a shared investment: United Trust Life pays most of the course, you cover your share and the fees your state charges. Here is exactly who pays what.

Item Who pays Paid to
Pre-licensing course — 75% United Trust Life Course provider
Pre-licensing course — remaining 25% You Course provider
State licensing exam fee You Your state’s testing vendor
Fingerprinting / background check You Your state or its vendor
State license application fee You Your state Department of Insurance

None of the state-side money comes to United Trust Life. The exam fee, fingerprinting and the license application fee are charged by your state or its testing vendor and are paid directly to them — we never touch them, and we do not mark them up.

State fees differ by state, so we do not publish a single national number. Check your own state’s current exam, fingerprint and application fees with your state Department of Insurance before you commit — and ask your team lead on the call, who will walk you through your state line by line.

Now Hiring · Remote Sales

Put your name on the board.

Two minutes now. A real conversation with a team lead next. If you've got the competitive wiring, we'll know fast — and so will you.

› We reply within 24 hours
› A conversation, not a sales pitch
› No experience needed to start
› Join 100+ agents in Surace Smith & Partners Organization

By submitting you agree to be contacted by a Surace Smith & Partners team member. We respect your time — no spam.

Prefer to talk first? Book a quick call →

This is an independent-contractor (1099) opportunity. Compensation is 100% commission-based and is not guaranteed; earnings depend on individual effort, skill and results and vary from person to person. A state life-insurance license is required to sell — see what licensing costs before you apply.

United Trust Life is an independent agency. Agents contract as independent contractors and are appointed to sell products issued by Globe Life and American Income Life Insurance Company.

Surace Smith & Partners Organization is an equal-opportunity organization. We consider all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. All experience levels are welcome and training is provided.

✓

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