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Add up the mortgage, loans, and final costs that could land on your family, and see the coverage that clears them so nobody inherits the bill. Free, quick, nothing stored.
✓ Free · No email · Nothing saved — it all runs in your browserAdd up the balances and final costs that could land on your family, and see the coverage that clears them so no one inherits the bill.
Illustrative only — not a quote or advice. Whether a specific debt passes to family depends on the loan and your state.
It depends. A mortgage stays with the home, co-signed and some private student loans can fall to the co-signer, and unpaid balances are settled from your estate — which can drain what you leave behind. Life insurance pays cash directly to your beneficiary to cover them.
A funeral and burial commonly run $8,000–$15,000, before unpaid medical bills. A final-expense or small whole-life policy is designed to cover exactly this.
No. Everything is calculated in your browser and nothing is stored or transmitted.
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