United Trust Life — Independent agent for Globe Life & American Income Life · 100% virtual, no pressure
Free tool

Funeral Cost Calculator

Nobody wants to leave their family a bill on the worst week of their lives. See what a funeral really costs today — and how much final expense coverage would take care of it. Free, no email.

Choose the type of arrangement
Burial with funeral service
Viewing, service, casket, embalming
~$8,800
Cremation with service
Service plus cremation
~$6,500
Direct cremation
No service, simplest option
~$2,500
Add typical extras
Estimated total cost
$8,800
A final expense policy around this amount would cover it — so your family never has to pull from savings or take on debt.
See Final Expense Coverage →

Figures are national-average estimates (based on funeral-industry pricing data) for illustration only — actual costs vary by region and provider, and this is not a quote or advice. A licensed agent can help match a final expense policy to your needs for free.

Related

Protect your family from the bill.

Questions, answered

Funeral Costs — FAQ

How much does a funeral cost?+

National averages run roughly $8,000-$9,500 for a burial with service, $6,000-$7,000 for cremation with a service, and $2,000-$3,000 for direct cremation. Plots, headstones, and vaults add more. Costs vary by region and provider.

How much final expense insurance do I need?+

Enough to cover your expected funeral and end-of-life costs plus small debts. Final expense policies are commonly $5,000-$50,000.

Is this free?+

Yes — free, no email, runs in your browser. Nothing is stored.