United Trust Life — Independent agent for Globe Life & American Income Life · 100% virtual, no pressure
Who We Serve / EMTs & Paramedics
EMTs & Paramedics

Life Insurance for EMTs & Paramedics

You’re first on scene when it matters most. Let’s make sure your own family has a plan that holds.

$1.88B
Paid in claims · 2025
$1.06B
Life insurance claims
$822M
Supplemental health claims
Based on 2025 financial data from our A+ rated carrier partners, Globe Life & American Income Life.
Why EMTs & Paramedics

Protection for first-on-scene professionals.

EMS work is high-stress and higher-risk, often with thinner benefits than other first responders. Portable, individually-owned coverage protects your family regardless of which service you work for — with accident and critical-illness options for the realities of the job.

We help you set it up fast, with simple qualification and locked-in rates.

Built for your world

For EMTs, paramedics, and their families who want coverage that doesn’t depend on the service.

EMTsParamedics911 / dispatchEMS families
What you get

Protection that fits the job — and the family.

Several ways to apply

Get covered the way that works for you.

Online

Apply in minutes. Coverage begins after approval and first payment.

By phone

Get a quote and apply with a licensed agent in one quick call.

With an agent

Free, no-pressure virtual appointment on your schedule.

By mail

Request a free info kit and apply from home, at your own pace.

Questions, answered

EMTs & Paramedics — FAQ

Do I need a medical exam?+

Many plans use a simple yes/no health application with no exam. A licensed agent will tell you exactly what applies to you.

Is this through my union or employer?+

Coverage is individual and portable — it stays with you even if you change departments, employers, or retire. Some benefits may tie in with union or association programs; an agent can explain.

Free quote

Coverage built for emts & paramedics.

Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.

  • Free and no-obligation
  • 100% virtual, on your schedule
  • Backed by A+ rated carriers

By submitting you agree to be contacted about coverage. No spam.

Request received.

A licensed agent will reach out shortly. Meet Justin →