United Trust Life — Independent agent for Globe Life & American Income Life · 100% virtual, no pressure
Who We Serve / Nurses
Nurses & Healthcare

Life Insurance for Nurses

You spend your career taking care of everyone else. Let’s make sure your own family is taken care of — with coverage that follows you across every unit, contract, and state.

$1.88B
Paid in claims · 2025
$1.06B
Life insurance claims
$822M
Supplemental health claims
Based on 2025 financial data from our A+ rated carrier partners, Globe Life & American Income Life.
Why Nurses

Coverage that keeps up with your career.

Nurses are among the easiest professionals to insure — healthy, stable, and low-risk — which usually means excellent rates. The catch is that hospital and agency group coverage is tied to your job, and it can lapse the moment you switch units, start a travel contract, or take time between assignments.

We help nurses secure portable, individually-owned coverage with simple no-exam options, so your protection never depends on which badge you’re wearing this month.

Built for your world

For RNs, LPNs, travel nurses, night-shift nurses, new grads, nursing students, and the families who count on them.

RNs & LPNsTravel nursesNight shiftNew grads
What you get

Protection that fits the job — and the family.

Several ways to apply

Get covered the way that works for you.

Online

Apply in minutes between shifts. Coverage begins after approval and first payment.

By phone

Get a quote and apply with a licensed agent in one quick call.

With an agent

Free, no-pressure virtual appointment that works around your schedule.

By mail

Request a free info kit and apply from home, at your own pace.

Nurse resources

Guides for nurses and healthcare workers.

Questions, answered

Nurses — FAQ

Can nurses get affordable life insurance?+

Yes — usually very affordable. Nurses are a low-risk, stable profession and tend to be healthy, which means favorable pricing. Many qualify with no medical exam.

Do nurses pay more for life insurance?+

Generally no. Nursing rarely triggers a high-risk occupation surcharge, so rates are usually better than average. An agent can compare carriers for your best option.

Is the coverage tied to my hospital or agency?+

No. The policies we place are individual and portable — you own them. They stay in force across job changes, travel contracts, states, and into retirement.

Free quote

Coverage built for nurses.

Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.

  • Free and no-obligation
  • 100% virtual, on your schedule
  • Backed by A+ rated carriers

By submitting you agree to be contacted about coverage. No spam.

Request received.

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