United Trust Life — Independent life insurance agency · handled over the phone, no pressure
Who We Serve / Postal & Federal Workers
Postal & Federal Workers

Life Insurance for Postal & Federal Workers

Your federal benefits are a start. Portable, individually-owned coverage fills the gaps and stays with you for life.

Multiple
Carriers compared · one call
Phone
No office visit, no video
No exam
On many plans
United Trust Life is an independent insurance agency. Coverage, rates, and availability vary by carrier and state.
Why Postal & Federal Workers

Coverage that supplements your federal benefits.

FEGLI and federal benefits help, but they can get expensive with age and don’t always follow you the way you’d expect. Privately-owned life insurance lets you lock in a rate now and keep coverage on your terms — including into retirement.

We help postal and federal workers build protection that complements what they already have.

Built for your world

For USPS, federal, and government employees and their families who want coverage they fully control.

USPSFederal employeesGovernmentRetirees
What you get

Protection that fits the job — and the family.

Several ways to apply

Get covered the way that works for you.

Online

Apply in minutes. Coverage begins after approval and first payment.

By phone

Get a quote and apply with a licensed agent in one quick call.

With an agent

Free, no-pressure virtual appointment on your schedule.

By mail

Request a free info kit and apply from home, at your own pace.

Questions, answered

Postal & Federal Workers — FAQ

Why do I need coverage beyond FEGLI?+

FEGLI and federal benefits help, but they can get expensive with age and don’t always follow you the way you’d expect. Privately-owned life insurance lets you lock in a rate now and keep coverage on your terms, including into retirement.

Do I need a medical exam?+

Many plans use a simple yes/no health application with no exam. A licensed agent will tell you exactly what applies to you.

Is this through my union or employer?+

Coverage is individual and portable — it stays with you even if you change departments, employers, or retire. Some benefits may tie in with union or association programs; an agent can explain.

Free quote

Coverage built for postal & federal workers.

Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.

  • › Free and no-obligation
  • › Over the phone, on your schedule
  • › We compare carriers for you

By submitting you agree to be contacted about coverage. No spam.

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