United Trust Life — Independent agent for Globe Life & American Income Life · 100% virtual, no pressure
Who We Serve / Postal & Federal Workers
Postal & Federal Workers

Life Insurance for Postal & Federal Workers

Your federal benefits are a start. Portable, individually-owned coverage fills the gaps and stays with you for life.

$1.88B
Paid in claims · 2025
$1.06B
Life insurance claims
$822M
Supplemental health claims
Based on 2025 financial data from our A+ rated carrier partners, Globe Life & American Income Life.
Why Postal & Federal Workers

Coverage that supplements your federal benefits.

FEGLI and federal benefits help, but they can get expensive with age and don’t always follow you the way you’d expect. Privately-owned life insurance lets you lock in a rate now and keep coverage on your terms — including into retirement.

We help postal and federal workers build protection that complements what they already have.

Built for your world

For USPS, federal, and government employees and their families who want coverage they fully control.

USPSFederal employeesGovernmentRetirees
What you get

Protection that fits the job — and the family.

Several ways to apply

Get covered the way that works for you.

Online

Apply in minutes. Coverage begins after approval and first payment.

By phone

Get a quote and apply with a licensed agent in one quick call.

With an agent

Free, no-pressure virtual appointment on your schedule.

By mail

Request a free info kit and apply from home, at your own pace.

Questions, answered

Postal & Federal Workers — FAQ

Do I need a medical exam?+

Many plans use a simple yes/no health application with no exam. A licensed agent will tell you exactly what applies to you.

Is this through my union or employer?+

Coverage is individual and portable — it stays with you even if you change departments, employers, or retire. Some benefits may tie in with union or association programs; an agent can explain.

Free quote

Coverage built for postal & federal workers.

Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.

  • Free and no-obligation
  • 100% virtual, on your schedule
  • Backed by A+ rated carriers

By submitting you agree to be contacted about coverage. No spam.

Request received.

A licensed agent will reach out shortly. Meet Justin →