You keep the country moving. But the road is hard on a body — and most drivers assume they can’t get affordable coverage. You can. Let’s protect the people who depend on you.
Trucking is classified as a high-risk occupation, and the numbers back it up — long hours, irregular sleep, and time away from home take a real toll. Many drivers assume that means life insurance is unaffordable or out of reach. In most cases, it isn’t.
We help drivers and owner-operators secure portable coverage with simple, no-exam options, so a worst-case day on the road never becomes a financial crisis for the family at home.
For company drivers, owner-operators, OTR and long-haul drivers, and their families who want coverage that travels with them.
Apply in minutes between loads. Coverage begins after approval and first payment.
Get a quote and apply with a licensed agent in one quick call from the cab.
Free, no-pressure virtual appointment that works around your hours.
Request a free info kit and apply from home on your reset.
How drivers get covered without a clinic visit, blood draw, or long wait.
Read →What truck drivers really pay — and the factors that move your rate.
Read →You’re the business. Coverage that protects your family and your authority.
Read →Which type fits a trucker’s budget and goals — in plain English.
Read →Diabetes, high blood pressure, sleep apnea — you can still get covered.
Read →Simple, affordable coverage that takes the funeral burden off your family.
Read →Yes. Trucking is rated as a higher-risk job, but coverage is widely available — and often more affordable than drivers expect when the application is handled by an agent who knows the carriers. Many drivers qualify with no medical exam.
Some traditionally-underwritten policies add a surcharge for high-risk occupations. The simplified-issue policies we work with are priced on your age and general health, which is why they’re often a better deal for drivers.
No. The policies we place are individual and portable — you own them. They stay in force when you switch carriers, go independent, or retire.
Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.
A licensed agent will reach out shortly. Meet Justin →