Your district policy is
smaller than you think.

What the district plan misses

• It's small. A typical group benefit is around one year's salary — nowhere near a mortgage plus years of replaced income.
• It's not portable. Switch districts or retire and it usually ends.
• Your pension isn't life insurance. It protects your retirement; it doesn't replace your income for your family if you're gone early.

Coverage that follows you

Teachers spend their careers taking care of everyone else's kids. Individual life insurance makes sure your own are taken care of no matter what — and it stays with you across districts, schools, and into retirement.

And it's often for less than people expect — most educators are surprised how affordable a solid term policy really is.

You'd never send a kid out into the world unprepared. Don't leave your own family that way.