Cash to help when an accident happens — ER visits, X-rays, broken bones, and recovery.
Accidents are expensive even when everyone’s okay. Accident insurance pays cash benefits for covered injuries and the treatment that follows — emergency room visits, X-rays, fractures, stitches, and more.
The benefit is paid to you, to cover medical costs or the everyday bills that don’t pause during recovery.
Active families, athletes, tradespeople, and anyone living a full, busy life.
Apply in minutes. Coverage begins after approval and first payment.
Get a quote and apply with a licensed agent in one quick call.
Free, no-pressure virtual appointment on your schedule.
Request a free info kit and apply from home, at your own pace.
Many of our plans use a simple yes/no health application with no medical exam. Some coverage amounts may require additional questions, and a licensed agent will tell you exactly what applies to you.
Once your application is approved and your first payment is made, coverage can begin right away. A licensed agent walks you through every step.
Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.
A licensed agent will reach out shortly. Want to grab a time now? Meet Justin →