A lump-sum cash benefit when a covered serious illness strikes — heart attack, stroke, and more.
A heart attack, stroke, or other major illness can hit without warning — and the bills pile up fast. Critical illness insurance pays a lump-sum cash benefit on a covered diagnosis, so you can focus on recovery instead of finances.
The money is yours to use however you need: treatment, time off work, or everyday expenses.
Working adults who want a cash safety net if a major health event interrupts their income.
Apply in minutes. Coverage begins after approval and first payment.
Get a quote and apply with a licensed agent in one quick call.
Free, no-pressure virtual appointment on your schedule.
Request a free info kit and apply from home, at your own pace.
Many of our plans use a simple yes/no health application with no medical exam. Some coverage amounts may require additional questions, and a licensed agent will tell you exactly what applies to you.
Once your application is approved and your first payment is made, coverage can begin right away. A licensed agent walks you through every step.
Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.
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