Daily cash benefits during intensive-care stays — when the costs are at their highest.
Intensive care is the most expensive level of hospital care. ICU insurance pays an enhanced daily cash benefit during a covered intensive-care stay, on top of any hospital coverage you carry.
It’s targeted protection for the moments that hit families hardest, financially and emotionally.
Families who want extra protection for the most serious, most expensive hospital stays.
Apply in minutes. Coverage begins after approval and first payment.
Get a quote and apply with a licensed agent in one quick call.
Free, no-pressure virtual appointment on your schedule.
Request a free info kit and apply from home, at your own pace.
Many of our plans use a simple yes/no health application with no medical exam. Some coverage amounts may require additional questions, and a licensed agent will tell you exactly what applies to you.
Once your application is approved and your first payment is made, coverage can begin right away. A licensed agent walks you through every step.
Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.
A licensed agent will reach out shortly. Want to grab a time now? Meet Justin →