Cash benefits for every day you’re admitted — to offset what a hospital stay really costs.
Even with health insurance, a hospital stay brings deductibles, copays, and lost income. Hospital indemnity insurance pays a cash benefit for each day you’re admitted, paid directly to you.
Use it for medical bills or the everyday costs that don’t stop just because you’re in a hospital bed.
Families who want to soften the financial hit of an unexpected hospital stay.
Apply in minutes. Coverage begins after approval and first payment.
Get a quote and apply with a licensed agent in one quick call.
Free, no-pressure virtual appointment on your schedule.
Request a free info kit and apply from home, at your own pace.
Many of our plans use a simple yes/no health application with no medical exam. Some coverage amounts may require additional questions, and a licensed agent will tell you exactly what applies to you.
Once your application is approved and your first payment is made, coverage can begin right away. A licensed agent walks you through every step.
Answer a few quick questions and a licensed United Trust Life agent follows up — usually within one business day. No pressure, ever.
A licensed agent will reach out shortly. Want to grab a time now? Meet Justin →